Month: August 2016

New Insurance

I feel like it’s been ages since I did a transition update. I’m finally getting settled into some semblance of a routine here in San Francisco. I just finished my first semester of my computer science education. Work is going. It felt routine after about a week or two. I’m not happy with that fact, but it is what it is. I’m hoping there will be a chance to learn new things in the near future, but only time will tell.

One of the really great things about my job is the benefits (and stability). I don’t pay a penny for my health insurance, though there other ways in which they take my money (10% for retirement, yikes). But, that’s besides the point. The insurance plan itself is fantastic.

A few weeks ago, I got in to see my new physician and got set up with my testosterone prescription and lab work. I got a supply of 100 syringes, 2×100 needles, and a 10 mL vial of 200 mg/mL testosterone for a really low price and no cost for the visit.

I should mention that I was thoroughly impressed with how knowledgeable, considerate, and genuinely caring my new physician was during my exam. It made me really happy and comfortable to know that I didn’t have to explain anything. She knew what I was talking about and knew the steps that needed to be taken to get my prescriptions and whatnot.

I mentioned my desire for a hysto and told my new physician I was still on the fence about bottom surgery (though I’m leaning heavily towards a metoidioplasty if I do. I have no desire to have a huge scar on my forearm or any other donor site). Anyway, she instantly gave me referrals to their mental health services and a gynecologist.

Bleh. I feel like I shouldn’t have to jump through these hoops, but according to Kaiser’s online treatment cost calculate, I’d only have to pay $35 for a hysto and my plan will pay the remaining $25,429.

So, I’ll gladly do their little dance for that kind of savings. Under my old insurance (that I was paying for myself through Covered California), I would have had to pay quite a bit more.

I couldn’t find anything about what my out of pocket cost for a meta, but I imagine it would be along the same lines as a hysto. In fact, I think they work with Dr. Crane’s practice here since Kaiser likely doesn’t have any doctor’s themselves who’d perform the surgery (or surgeries).

I’m set up to go see both of them on the same day in less than two weeks. This is all moving a lot faster than I had imagined. I don’t even have sick days  accrued at work yet or PTO for that matter.

But yeah, my job isn’t exactly what I thought it’d be, but after struggling to find one for so long and with the added benefit of their insurance plan, I’m definitely not complaining (too much). It also gives me a chance to focus my effort on my studies, so I can get a better job at some point in the future.

Advertisements